LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,126
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,250
−HK$1,142/mo
Today · 4.125%
HK$38,392
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,784/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,190
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,268
−HK$1,094/mo
Today · 4.125%
HK$42,362
baseline
▲ 0.50% · 4.625%
HK$44,594
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,724/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,352
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,700
−HK$1,370/mo
Today · 4.125%
HK$46,070
baseline
▲ 0.50% · 4.625%
HK$48,873
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,140/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,228
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,522
−HK$1,312/mo
Today · 4.125%
HK$50,834
baseline
▲ 0.50% · 4.625%
HK$53,513
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,668/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,577
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,150
−HK$1,598/mo
Today · 4.125%
HK$53,748
baseline
▲ 0.50% · 4.625%
HK$57,019
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,496/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,266
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,775
−HK$1,531/mo
Today · 4.125%
HK$59,306
baseline
▲ 0.50% · 4.625%
HK$62,432
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,612/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,027
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,050
−HK$2,055/mo
Today · 4.125%
HK$69,105
baseline
▲ 0.50% · 4.625%
HK$73,310
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,210/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,342
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,282
−HK$1,969/mo
Today · 4.125%
HK$76,251
baseline
▲ 0.50% · 4.625%
HK$80,270
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,502/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,117 · Scale 2, in force from 26 Feb 2026)