LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,128
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,251
−HK$1,142/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,270
−HK$1,093/mo
Today · 4.125%
HK$42,363
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,726/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,353
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,702
−HK$1,370/mo
Today · 4.125%
HK$46,072
baseline
▲ 0.50% · 4.625%
HK$48,875
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,144/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,230
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,523
−HK$1,313/mo
Today · 4.125%
HK$50,836
baseline
▲ 0.50% · 4.625%
HK$53,515
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,672/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,579
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,152
−HK$1,598/mo
Today · 4.125%
HK$53,750
baseline
▲ 0.50% · 4.625%
HK$57,021
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,500/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,268
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,777
−HK$1,531/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,435
+HK$3,127/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,030
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,053
−HK$2,055/mo
Today · 4.125%
HK$69,108
baseline
▲ 0.50% · 4.625%
HK$73,313
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,216/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,345
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,285
−HK$1,969/mo
Today · 4.125%
HK$76,254
baseline
▲ 0.50% · 4.625%
HK$80,273
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,508/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,138 · Scale 2, in force from 26 Feb 2026)