LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,129
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$1,142/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,193
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,094/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,598
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,355
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,703
−HK$1,371/mo
Today · 4.125%
HK$46,074
baseline
▲ 0.50% · 4.625%
HK$48,877
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,148/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,232
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,525
−HK$1,313/mo
Today · 4.125%
HK$50,838
baseline
▲ 0.50% · 4.625%
HK$53,517
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,676/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,581
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,154
−HK$1,599/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$57,023
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,271
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,780
−HK$1,531/mo
Today · 4.125%
HK$59,311
baseline
▲ 0.50% · 4.625%
HK$62,437
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,622/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,032
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,055
−HK$2,055/mo
Today · 4.125%
HK$69,110
baseline
▲ 0.50% · 4.625%
HK$73,316
+HK$4,206/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,220/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,348
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,288
−HK$1,969/mo
Today · 4.125%
HK$76,257
baseline
▲ 0.50% · 4.625%
HK$80,276
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,514/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,162 · Scale 2, in force from 26 Feb 2026)