LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,130
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$1,141/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,337/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,194
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,094/mo
Today · 4.125%
HK$42,366
baseline
▲ 0.50% · 4.625%
HK$44,599
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,732/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,356
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,371/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,878
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,233
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,526
−HK$1,313/mo
Today · 4.125%
HK$50,839
baseline
▲ 0.50% · 4.625%
HK$53,518
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,678/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,582
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,155
−HK$1,599/mo
Today · 4.125%
HK$53,754
baseline
▲ 0.50% · 4.625%
HK$57,024
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,508/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,272
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,781
−HK$1,531/mo
Today · 4.125%
HK$59,312
baseline
▲ 0.50% · 4.625%
HK$62,438
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,624/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,034
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,056
−HK$2,056/mo
Today · 4.125%
HK$69,112
baseline
▲ 0.50% · 4.625%
HK$73,317
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,224/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,349
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,290
−HK$1,968/mo
Today · 4.125%
HK$76,258
baseline
▲ 0.50% · 4.625%
HK$80,278
+HK$4,020/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,516/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,173 · Scale 2, in force from 26 Feb 2026)