LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,130
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$1,142/mo
Today · 4.125%
HK$38,396
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,792/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,195
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,273
−HK$1,093/mo
Today · 4.125%
HK$42,366
baseline
▲ 0.50% · 4.625%
HK$44,600
+HK$2,234/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,732/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,357
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,370/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,879
+HK$2,804/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,234
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,527
−HK$1,313/mo
Today · 4.125%
HK$50,840
baseline
▲ 0.50% · 4.625%
HK$53,519
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,680/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,583
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,156
−HK$1,599/mo
Today · 4.125%
HK$53,755
baseline
▲ 0.50% · 4.625%
HK$57,025
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,510/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,273
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,782
−HK$1,531/mo
Today · 4.125%
HK$59,313
baseline
▲ 0.50% · 4.625%
HK$62,439
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,626/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,058
−HK$2,055/mo
Today · 4.125%
HK$69,113
baseline
▲ 0.50% · 4.625%
HK$73,318
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,226/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,351
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,291
−HK$1,968/mo
Today · 4.125%
HK$76,259
baseline
▲ 0.50% · 4.625%
HK$80,279
+HK$4,020/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,518/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,185 · Scale 2, in force from 26 Feb 2026)