LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,131
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,255
−HK$1,142/mo
Today · 4.125%
HK$38,397
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,337/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,794/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,196
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,274
−HK$1,094/mo
Today · 4.125%
HK$42,368
baseline
▲ 0.50% · 4.625%
HK$44,601
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,736/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,358
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,706
−HK$1,371/mo
Today · 4.125%
HK$46,077
baseline
▲ 0.50% · 4.625%
HK$48,880
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,154/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,235
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,529
−HK$1,312/mo
Today · 4.125%
HK$50,841
baseline
▲ 0.50% · 4.625%
HK$53,521
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,682/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,584
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,157
−HK$1,599/mo
Today · 4.125%
HK$53,756
baseline
▲ 0.50% · 4.625%
HK$57,027
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,512/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,274
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,783
−HK$1,532/mo
Today · 4.125%
HK$59,315
baseline
▲ 0.50% · 4.625%
HK$62,441
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,630/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,037
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,060
−HK$2,055/mo
Today · 4.125%
HK$69,115
baseline
▲ 0.50% · 4.625%
HK$73,320
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,230/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,353
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,293
−HK$1,969/mo
Today · 4.125%
HK$76,262
baseline
▲ 0.50% · 4.625%
HK$80,281
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,524/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,201 · Scale 2, in force from 26 Feb 2026)