LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,133
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,257
−HK$1,142/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,337/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,198
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,276
−HK$1,094/mo
Today · 4.125%
HK$42,370
baseline
▲ 0.50% · 4.625%
HK$44,603
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,740/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,360
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,709
−HK$1,370/mo
Today · 4.125%
HK$46,079
baseline
▲ 0.50% · 4.625%
HK$48,883
+HK$2,804/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,158/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,238
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,531
−HK$1,313/mo
Today · 4.125%
HK$50,844
baseline
▲ 0.50% · 4.625%
HK$53,524
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,688/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,587
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,160
−HK$1,599/mo
Today · 4.125%
HK$53,759
baseline
▲ 0.50% · 4.625%
HK$57,030
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,518/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,277
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,786
−HK$1,532/mo
Today · 4.125%
HK$59,318
baseline
▲ 0.50% · 4.625%
HK$62,444
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,636/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,040
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,063
−HK$2,056/mo
Today · 4.125%
HK$69,119
baseline
▲ 0.50% · 4.625%
HK$73,324
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,238/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,356
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,297
−HK$1,968/mo
Today · 4.125%
HK$76,265
baseline
▲ 0.50% · 4.625%
HK$80,286
+HK$4,021/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,530/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,231 · Scale 2, in force from 26 Feb 2026)