LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,199
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,278
−HK$1,093/mo
Today · 4.125%
HK$42,371
baseline
▲ 0.50% · 4.625%
HK$44,605
+HK$2,234/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,742/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,362
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,710
−HK$1,371/mo
Today · 4.125%
HK$46,081
baseline
▲ 0.50% · 4.625%
HK$48,885
+HK$2,804/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,162/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,239
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,533
−HK$1,313/mo
Today · 4.125%
HK$50,846
baseline
▲ 0.50% · 4.625%
HK$53,526
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,692/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,589
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,162
−HK$1,599/mo
Today · 4.125%
HK$53,761
baseline
▲ 0.50% · 4.625%
HK$57,032
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,522/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,279
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,789
−HK$1,531/mo
Today · 4.125%
HK$59,320
baseline
▲ 0.50% · 4.625%
HK$62,447
+HK$3,127/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,640/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,042
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,066
−HK$2,055/mo
Today · 4.125%
HK$69,121
baseline
▲ 0.50% · 4.625%
HK$73,327
+HK$4,206/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,242/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,359
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,300
−HK$1,968/mo
Today · 4.125%
HK$76,268
baseline
▲ 0.50% · 4.625%
HK$80,289
+HK$4,021/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,536/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,254 · Scale 2, in force from 26 Feb 2026)