LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,137
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,261
−HK$1,142/mo
Today · 4.125%
HK$38,403
baseline
▲ 0.50% · 4.625%
HK$40,739
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,806/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,202
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,280
−HK$1,094/mo
Today · 4.125%
HK$42,374
baseline
▲ 0.50% · 4.625%
HK$44,607
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,748/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,364
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,713
−HK$1,370/mo
Today · 4.125%
HK$46,083
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,804/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,166/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,242
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,536
−HK$1,312/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,528
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,591
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,165
−HK$1,599/mo
Today · 4.125%
HK$53,764
baseline
▲ 0.50% · 4.625%
HK$57,035
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,528/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,282
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,792
−HK$1,531/mo
Today · 4.125%
HK$59,323
baseline
▲ 0.50% · 4.625%
HK$62,450
+HK$3,127/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,646/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,046
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,069
−HK$2,056/mo
Today · 4.125%
HK$69,125
baseline
▲ 0.50% · 4.625%
HK$73,331
+HK$4,206/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,250/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,363
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,304
−HK$1,968/mo
Today · 4.125%
HK$76,272
baseline
▲ 0.50% · 4.625%
HK$80,293
+HK$4,021/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,544/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,285 · Scale 2, in force from 26 Feb 2026)