LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,138
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,262
−HK$1,142/mo
Today · 4.125%
HK$38,404
baseline
▲ 0.50% · 4.625%
HK$40,741
+HK$2,337/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,808/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,203
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,282
−HK$1,093/mo
Today · 4.125%
HK$42,375
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,234/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,750/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,366
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,370/mo
Today · 4.125%
HK$46,085
baseline
▲ 0.50% · 4.625%
HK$48,889
+HK$2,804/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,170/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,244
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,313/mo
Today · 4.125%
HK$50,851
baseline
▲ 0.50% · 4.625%
HK$53,531
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,702/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,593
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,599/mo
Today · 4.125%
HK$53,766
baseline
▲ 0.50% · 4.625%
HK$57,038
+HK$3,272/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,532/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,285
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,794
−HK$1,532/mo
Today · 4.125%
HK$59,326
baseline
▲ 0.50% · 4.625%
HK$62,453
+HK$3,127/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,652/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,049
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,072
−HK$2,056/mo
Today · 4.125%
HK$69,128
baseline
▲ 0.50% · 4.625%
HK$73,334
+HK$4,206/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,256/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,366
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,307
−HK$1,969/mo
Today · 4.125%
HK$76,276
baseline
▲ 0.50% · 4.625%
HK$80,296
+HK$4,020/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,552/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,312 · Scale 2, in force from 26 Feb 2026)