LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,140
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$1,142/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,743
+HK$2,337/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,284
−HK$1,093/mo
Today · 4.125%
HK$42,377
baseline
▲ 0.50% · 4.625%
HK$44,611
+HK$2,234/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,754/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,368
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,717
−HK$1,370/mo
Today · 4.125%
HK$46,087
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,174/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,246
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,540
−HK$1,313/mo
Today · 4.125%
HK$50,853
baseline
▲ 0.50% · 4.625%
HK$53,533
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,706/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,596
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,170
−HK$1,599/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$57,040
+HK$3,271/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,287
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,797
−HK$1,531/mo
Today · 4.125%
HK$59,328
baseline
▲ 0.50% · 4.625%
HK$62,456
+HK$3,128/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,656/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,052
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,075
−HK$2,056/mo
Today · 4.125%
HK$69,131
baseline
▲ 0.50% · 4.625%
HK$73,338
+HK$4,207/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,262/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,369
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,310
−HK$1,969/mo
Today · 4.125%
HK$76,279
baseline
▲ 0.50% · 4.625%
HK$80,300
+HK$4,021/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,558/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,339 · Scale 2, in force from 26 Feb 2026)