LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,144
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,269
−HK$1,142/mo
Today · 4.125%
HK$38,411
baseline
▲ 0.50% · 4.625%
HK$40,748
+HK$2,337/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,822/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,289
−HK$1,094/mo
Today · 4.125%
HK$42,383
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,234/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,766/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,373
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,722
−HK$1,371/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,898
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,252
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,546
−HK$1,313/mo
Today · 4.125%
HK$50,859
baseline
▲ 0.50% · 4.625%
HK$53,540
+HK$2,681/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,718/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,602
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,176
−HK$1,599/mo
Today · 4.125%
HK$53,775
baseline
▲ 0.50% · 4.625%
HK$57,047
+HK$3,272/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,550/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,294
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,804
−HK$1,532/mo
Today · 4.125%
HK$59,336
baseline
▲ 0.50% · 4.625%
HK$62,463
+HK$3,127/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,672/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,060
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,083
−HK$2,057/mo
Today · 4.125%
HK$69,140
baseline
▲ 0.50% · 4.625%
HK$73,347
+HK$4,207/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,280/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,378
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,319
−HK$1,970/mo
Today · 4.125%
HK$76,289
baseline
▲ 0.50% · 4.625%
HK$80,310
+HK$4,021/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,578/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,412 · Scale 2, in force from 26 Feb 2026)