LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,145
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,270
−HK$1,142/mo
Today · 4.125%
HK$38,412
baseline
▲ 0.50% · 4.625%
HK$40,749
+HK$2,337/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,824/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,211
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,290
−HK$1,094/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,234/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,374
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,724
−HK$1,370/mo
Today · 4.125%
HK$46,094
baseline
▲ 0.50% · 4.625%
HK$48,899
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,188/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,548
−HK$1,312/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,541
+HK$2,681/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,603
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,177
−HK$1,600/mo
Today · 4.125%
HK$53,777
baseline
▲ 0.50% · 4.625%
HK$57,049
+HK$3,272/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,554/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,296
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,806
−HK$1,531/mo
Today · 4.125%
HK$59,337
baseline
▲ 0.50% · 4.625%
HK$62,465
+HK$3,128/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,674/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,061
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,085
−HK$2,056/mo
Today · 4.125%
HK$69,141
baseline
▲ 0.50% · 4.625%
HK$73,348
+HK$4,207/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,282/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,380
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,321
−HK$1,970/mo
Today · 4.125%
HK$76,291
baseline
▲ 0.50% · 4.625%
HK$80,312
+HK$4,021/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,582/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,428 · Scale 2, in force from 26 Feb 2026)