LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,148
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,272
−HK$1,142/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,752
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,214
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,292
−HK$1,094/mo
Today · 4.125%
HK$42,386
baseline
▲ 0.50% · 4.625%
HK$44,621
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,772/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,377
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,726
−HK$1,371/mo
Today · 4.125%
HK$46,097
baseline
▲ 0.50% · 4.625%
HK$48,902
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,194/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,257
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,551
−HK$1,313/mo
Today · 4.125%
HK$50,864
baseline
▲ 0.50% · 4.625%
HK$53,545
+HK$2,681/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,728/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,607
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,181
−HK$1,599/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$57,052
+HK$3,272/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,299
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,532/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,469
+HK$3,128/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,066
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,089
−HK$2,057/mo
Today · 4.125%
HK$69,146
baseline
▲ 0.50% · 4.625%
HK$73,353
+HK$4,207/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,292/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,385
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,326
−HK$1,969/mo
Today · 4.125%
HK$76,295
baseline
▲ 0.50% · 4.625%
HK$80,317
+HK$4,022/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,590/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,465 · Scale 2, in force from 26 Feb 2026)