LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,150
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,274
−HK$1,143/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,337/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,295
−HK$1,094/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,624
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,380
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,729
−HK$1,371/mo
Today · 4.125%
HK$46,100
baseline
▲ 0.50% · 4.625%
HK$48,905
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,200/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,260
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,313/mo
Today · 4.125%
HK$50,867
baseline
▲ 0.50% · 4.625%
HK$53,548
+HK$2,681/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,734/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,610
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,184
−HK$1,600/mo
Today · 4.125%
HK$53,784
baseline
▲ 0.50% · 4.625%
HK$57,056
+HK$3,272/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,568/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,303
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,813
−HK$1,532/mo
Today · 4.125%
HK$59,345
baseline
▲ 0.50% · 4.625%
HK$62,473
+HK$3,128/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,690/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,070
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,094
−HK$2,056/mo
Today · 4.125%
HK$69,150
baseline
▲ 0.50% · 4.625%
HK$73,358
+HK$4,208/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,300/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,390
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,331
−HK$1,970/mo
Today · 4.125%
HK$76,301
baseline
▲ 0.50% · 4.625%
HK$80,323
+HK$4,022/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,602/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,506 · Scale 2, in force from 26 Feb 2026)