LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,151
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,275
−HK$1,143/mo
Today · 4.125%
HK$38,418
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,337/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,836/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,217
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,296
−HK$1,094/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,625
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,381
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,730
−HK$1,371/mo
Today · 4.125%
HK$46,101
baseline
▲ 0.50% · 4.625%
HK$48,907
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,202/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,261
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,555
−HK$1,313/mo
Today · 4.125%
HK$50,868
baseline
▲ 0.50% · 4.625%
HK$53,550
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,736/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,185
−HK$1,600/mo
Today · 4.125%
HK$53,785
baseline
▲ 0.50% · 4.625%
HK$57,058
+HK$3,273/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,570/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,304
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,814
−HK$1,532/mo
Today · 4.125%
HK$59,346
baseline
▲ 0.50% · 4.625%
HK$62,475
+HK$3,129/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,692/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,072
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,096
−HK$2,056/mo
Today · 4.125%
HK$69,152
baseline
▲ 0.50% · 4.625%
HK$73,360
+HK$4,208/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,304/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,391
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,333
−HK$1,969/mo
Today · 4.125%
HK$76,302
baseline
▲ 0.50% · 4.625%
HK$80,325
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,604/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,520 · Scale 2, in force from 26 Feb 2026)