LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,154
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$1,142/mo
Today · 4.125%
HK$38,421
baseline
▲ 0.50% · 4.625%
HK$40,759
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,842/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,221
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,300
−HK$1,094/mo
Today · 4.125%
HK$42,394
baseline
▲ 0.50% · 4.625%
HK$44,629
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,788/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,734
−HK$1,371/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,911
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,265
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,560
−HK$1,313/mo
Today · 4.125%
HK$50,873
baseline
▲ 0.50% · 4.625%
HK$53,554
+HK$2,681/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,746/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,616
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,190
−HK$1,600/mo
Today · 4.125%
HK$53,790
baseline
▲ 0.50% · 4.625%
HK$57,063
+HK$3,273/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,580/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,309
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,820
−HK$1,532/mo
Today · 4.125%
HK$59,352
baseline
▲ 0.50% · 4.625%
HK$62,480
+HK$3,128/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,704/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,077
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,102
−HK$2,056/mo
Today · 4.125%
HK$69,158
baseline
▲ 0.50% · 4.625%
HK$73,366
+HK$4,208/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,316/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,398
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,340
−HK$1,969/mo
Today · 4.125%
HK$76,309
baseline
▲ 0.50% · 4.625%
HK$80,332
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,618/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,573 · Scale 2, in force from 26 Feb 2026)