LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,157
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,282
−HK$1,143/mo
Today · 4.125%
HK$38,425
baseline
▲ 0.50% · 4.625%
HK$40,763
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,850/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,225
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,303
−HK$1,095/mo
Today · 4.125%
HK$42,398
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,796/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,389
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,738
−HK$1,372/mo
Today · 4.125%
HK$46,110
baseline
▲ 0.50% · 4.625%
HK$48,915
+HK$2,805/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,220/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,564
−HK$1,313/mo
Today · 4.125%
HK$50,877
baseline
▲ 0.50% · 4.625%
HK$53,559
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,754/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,620
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,195
−HK$1,600/mo
Today · 4.125%
HK$53,795
baseline
▲ 0.50% · 4.625%
HK$57,068
+HK$3,273/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,590/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,825
−HK$1,532/mo
Today · 4.125%
HK$59,357
baseline
▲ 0.50% · 4.625%
HK$62,486
+HK$3,129/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,714/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,083
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,108
−HK$2,056/mo
Today · 4.125%
HK$69,164
baseline
▲ 0.50% · 4.625%
HK$73,373
+HK$4,209/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,328/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,404
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,346
−HK$1,970/mo
Today · 4.125%
HK$76,316
baseline
▲ 0.50% · 4.625%
HK$80,339
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,632/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,626 · Scale 2, in force from 26 Feb 2026)