LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,158
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,282
−HK$1,143/mo
Today · 4.125%
HK$38,425
baseline
▲ 0.50% · 4.625%
HK$40,763
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,850/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,225
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,304
−HK$1,094/mo
Today · 4.125%
HK$42,398
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,796/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,389
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,739
−HK$1,371/mo
Today · 4.125%
HK$46,110
baseline
▲ 0.50% · 4.625%
HK$48,916
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,220/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,565
−HK$1,313/mo
Today · 4.125%
HK$50,878
baseline
▲ 0.50% · 4.625%
HK$53,560
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,756/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,621
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,195
−HK$1,600/mo
Today · 4.125%
HK$53,795
baseline
▲ 0.50% · 4.625%
HK$57,068
+HK$3,273/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,590/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,825
−HK$1,533/mo
Today · 4.125%
HK$59,358
baseline
▲ 0.50% · 4.625%
HK$62,486
+HK$3,128/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,716/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,084
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,108
−HK$2,057/mo
Today · 4.125%
HK$69,165
baseline
▲ 0.50% · 4.625%
HK$73,374
+HK$4,209/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,330/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,405
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,347
−HK$1,970/mo
Today · 4.125%
HK$76,317
baseline
▲ 0.50% · 4.625%
HK$80,340
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,634/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,632 · Scale 2, in force from 26 Feb 2026)