LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,159
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$1,143/mo
Today · 4.125%
HK$38,427
baseline
▲ 0.50% · 4.625%
HK$40,765
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,854/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,227
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,306
−HK$1,094/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,635
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,391
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,741
−HK$1,371/mo
Today · 4.125%
HK$46,112
baseline
▲ 0.50% · 4.625%
HK$48,918
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,224/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,272
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,567
−HK$1,313/mo
Today · 4.125%
HK$50,880
baseline
▲ 0.50% · 4.625%
HK$53,562
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,760/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,623
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,198
−HK$1,599/mo
Today · 4.125%
HK$53,797
baseline
▲ 0.50% · 4.625%
HK$57,071
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,594/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,317
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,828
−HK$1,532/mo
Today · 4.125%
HK$59,360
baseline
▲ 0.50% · 4.625%
HK$62,489
+HK$3,129/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,720/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,087
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,111
−HK$2,057/mo
Today · 4.125%
HK$69,168
baseline
▲ 0.50% · 4.625%
HK$73,377
+HK$4,209/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,336/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,408
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,350
−HK$1,970/mo
Today · 4.125%
HK$76,320
baseline
▲ 0.50% · 4.625%
HK$80,343
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,640/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,658 · Scale 2, in force from 26 Feb 2026)