LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,163
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,288
−HK$1,143/mo
Today · 4.125%
HK$38,431
baseline
▲ 0.50% · 4.625%
HK$40,769
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,862/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,231
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,310
−HK$1,094/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,640
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,396
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,745
−HK$1,372/mo
Today · 4.125%
HK$46,117
baseline
▲ 0.50% · 4.625%
HK$48,923
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,234/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,277
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,572
−HK$1,313/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,568
+HK$2,683/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,628
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,203
−HK$1,600/mo
Today · 4.125%
HK$53,803
baseline
▲ 0.50% · 4.625%
HK$57,077
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,606/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,323
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,834
−HK$1,532/mo
Today · 4.125%
HK$59,366
baseline
▲ 0.50% · 4.625%
HK$62,496
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,732/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,093
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,118
−HK$2,057/mo
Today · 4.125%
HK$69,175
baseline
▲ 0.50% · 4.625%
HK$73,384
+HK$4,209/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,350/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,416
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,358
−HK$1,970/mo
Today · 4.125%
HK$76,328
baseline
▲ 0.50% · 4.625%
HK$80,351
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,656/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,719 · Scale 2, in force from 26 Feb 2026)