LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,164
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,289
−HK$1,143/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,233
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,094/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,642
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,747
−HK$1,372/mo
Today · 4.125%
HK$46,119
baseline
▲ 0.50% · 4.625%
HK$48,925
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,238/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,279
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,574
−HK$1,314/mo
Today · 4.125%
HK$50,888
baseline
▲ 0.50% · 4.625%
HK$53,570
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,776/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,600/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$57,079
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,326
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,533/mo
Today · 4.125%
HK$59,369
baseline
▲ 0.50% · 4.625%
HK$62,498
+HK$3,129/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,738/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,096
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,121
−HK$2,057/mo
Today · 4.125%
HK$69,178
baseline
▲ 0.50% · 4.625%
HK$73,388
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,356/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,419
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,361
−HK$1,970/mo
Today · 4.125%
HK$76,331
baseline
▲ 0.50% · 4.625%
HK$80,355
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,662/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,744 · Scale 2, in force from 26 Feb 2026)