LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,166
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,291
−HK$1,143/mo
Today · 4.125%
HK$38,434
baseline
▲ 0.50% · 4.625%
HK$40,773
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,868/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,234
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,313
−HK$1,095/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,644
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,399
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,749
−HK$1,372/mo
Today · 4.125%
HK$46,121
baseline
▲ 0.50% · 4.625%
HK$48,927
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,242/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,281
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,576
−HK$1,314/mo
Today · 4.125%
HK$50,890
baseline
▲ 0.50% · 4.625%
HK$53,572
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,780/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,632
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,207
−HK$1,601/mo
Today · 4.125%
HK$53,808
baseline
▲ 0.50% · 4.625%
HK$57,082
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,616/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,328
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,839
−HK$1,532/mo
Today · 4.125%
HK$59,371
baseline
▲ 0.50% · 4.625%
HK$62,501
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,742/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,099
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,124
−HK$2,057/mo
Today · 4.125%
HK$69,181
baseline
▲ 0.50% · 4.625%
HK$73,391
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,362/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,422
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,364
−HK$1,971/mo
Today · 4.125%
HK$76,335
baseline
▲ 0.50% · 4.625%
HK$80,358
+HK$4,023/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,670/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,770 · Scale 2, in force from 26 Feb 2026)