LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,167
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$1,143/mo
Today · 4.125%
HK$38,435
baseline
▲ 0.50% · 4.625%
HK$40,773
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,870/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,235
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,314
−HK$1,095/mo
Today · 4.125%
HK$42,409
baseline
▲ 0.50% · 4.625%
HK$44,644
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,818/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,400
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,750
−HK$1,372/mo
Today · 4.125%
HK$46,122
baseline
▲ 0.50% · 4.625%
HK$48,928
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,244/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,282
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,577
−HK$1,314/mo
Today · 4.125%
HK$50,891
baseline
▲ 0.50% · 4.625%
HK$53,573
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,782/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,633
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,208
−HK$1,601/mo
Today · 4.125%
HK$53,809
baseline
▲ 0.50% · 4.625%
HK$57,083
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,618/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,329
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,840
−HK$1,532/mo
Today · 4.125%
HK$59,372
baseline
▲ 0.50% · 4.625%
HK$62,502
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,744/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,100
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,125
−HK$2,057/mo
Today · 4.125%
HK$69,182
baseline
▲ 0.50% · 4.625%
HK$73,392
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$138,364/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,423
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,366
−HK$1,970/mo
Today · 4.125%
HK$76,336
baseline
▲ 0.50% · 4.625%
HK$80,360
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.27M · min. income ≈ HK$152,672/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,781 · Scale 2, in force from 26 Feb 2026)