LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,168
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,293
−HK$1,143/mo
Today · 4.125%
HK$38,436
baseline
▲ 0.50% · 4.625%
HK$40,774
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,872/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,236
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,315
−HK$1,095/mo
Today · 4.125%
HK$42,410
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,820/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,401
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,751
−HK$1,372/mo
Today · 4.125%
HK$46,123
baseline
▲ 0.50% · 4.625%
HK$48,929
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,246/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,283
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,578
−HK$1,314/mo
Today · 4.125%
HK$50,892
baseline
▲ 0.50% · 4.625%
HK$53,575
+HK$2,683/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,784/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,635
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,210
−HK$1,600/mo
Today · 4.125%
HK$53,810
baseline
▲ 0.50% · 4.625%
HK$57,084
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,620/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,331
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,841
−HK$1,533/mo
Today · 4.125%
HK$59,374
baseline
▲ 0.50% · 4.625%
HK$62,504
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,748/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,102
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,127
−HK$2,057/mo
Today · 4.125%
HK$69,184
baseline
▲ 0.50% · 4.625%
HK$73,394
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,368/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,425
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,368
−HK$1,970/mo
Today · 4.125%
HK$76,338
baseline
▲ 0.50% · 4.625%
HK$80,362
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,676/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,797 · Scale 2, in force from 26 Feb 2026)