LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,168
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,293
−HK$1,143/mo
Today · 4.125%
HK$38,436
baseline
▲ 0.50% · 4.625%
HK$40,775
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,872/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,237
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,316
−HK$1,095/mo
Today · 4.125%
HK$42,411
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,822/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,402
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,752
−HK$1,372/mo
Today · 4.125%
HK$46,124
baseline
▲ 0.50% · 4.625%
HK$48,930
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,248/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,284
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,579
−HK$1,314/mo
Today · 4.125%
HK$50,893
baseline
▲ 0.50% · 4.625%
HK$53,576
+HK$2,683/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,786/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,211
−HK$1,600/mo
Today · 4.125%
HK$53,811
baseline
▲ 0.50% · 4.625%
HK$57,085
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,622/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,332
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,843
−HK$1,532/mo
Today · 4.125%
HK$59,375
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,750/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,103
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,128
−HK$2,058/mo
Today · 4.125%
HK$69,186
baseline
▲ 0.50% · 4.625%
HK$73,395
+HK$4,209/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,372/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,427
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,369
−HK$1,971/mo
Today · 4.125%
HK$76,340
baseline
▲ 0.50% · 4.625%
HK$80,364
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,680/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,809 · Scale 2, in force from 26 Feb 2026)