LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,169
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,294
−HK$1,143/mo
Today · 4.125%
HK$38,437
baseline
▲ 0.50% · 4.625%
HK$40,776
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,874/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,238
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,317
−HK$1,095/mo
Today · 4.125%
HK$42,412
baseline
▲ 0.50% · 4.625%
HK$44,647
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,824/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,753
−HK$1,372/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,931
+HK$2,806/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,285
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,580
−HK$1,314/mo
Today · 4.125%
HK$50,894
baseline
▲ 0.50% · 4.625%
HK$53,577
+HK$2,683/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,788/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,637
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,212
−HK$1,600/mo
Today · 4.125%
HK$53,812
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$3,275/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,624/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,333
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,533/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,129/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,105
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,130
−HK$2,057/mo
Today · 4.125%
HK$69,187
baseline
▲ 0.50% · 4.625%
HK$73,397
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,374/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,428
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,371
−HK$1,970/mo
Today · 4.125%
HK$76,341
baseline
▲ 0.50% · 4.625%
HK$80,365
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,682/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,822 · Scale 2, in force from 26 Feb 2026)