LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,169
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$1,143/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,776
+HK$2,338/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,238
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,317
−HK$1,095/mo
Today · 4.125%
HK$42,412
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,824/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,753
−HK$1,372/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,932
+HK$2,807/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,286
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,581
−HK$1,314/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,577
+HK$2,682/mo
Deposit HK$6.34M · loan HK$9.52M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,637
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,212
−HK$1,601/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$57,087
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,333
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,533/mo
Today · 4.125%
HK$59,377
baseline
▲ 0.50% · 4.625%
HK$62,507
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,754/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,105
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,130
−HK$2,058/mo
Today · 4.125%
HK$69,188
baseline
▲ 0.50% · 4.625%
HK$73,398
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,376/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,429
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,371
−HK$1,971/mo
Today · 4.125%
HK$76,342
baseline
▲ 0.50% · 4.625%
HK$80,366
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,684/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,826 · Scale 2, in force from 26 Feb 2026)