LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,171
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$1,143/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,240
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,095/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,235/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,405
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,755
−HK$1,372/mo
Today · 4.125%
HK$46,127
baseline
▲ 0.50% · 4.625%
HK$48,934
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,254/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,288
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,583
−HK$1,313/mo
Today · 4.125%
HK$50,896
baseline
▲ 0.50% · 4.625%
HK$53,579
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,792/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,639
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,214
−HK$1,601/mo
Today · 4.125%
HK$53,815
baseline
▲ 0.50% · 4.625%
HK$57,089
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,630/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,335
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,846
−HK$1,533/mo
Today · 4.125%
HK$59,379
baseline
▲ 0.50% · 4.625%
HK$62,509
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,758/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,107
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,133
−HK$2,057/mo
Today · 4.125%
HK$69,190
baseline
▲ 0.50% · 4.625%
HK$73,400
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,380/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,431
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,374
−HK$1,971/mo
Today · 4.125%
HK$76,345
baseline
▲ 0.50% · 4.625%
HK$80,369
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,690/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,848 · Scale 2, in force from 26 Feb 2026)