LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,171
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,297
−HK$1,143/mo
Today · 4.125%
HK$38,440
baseline
▲ 0.50% · 4.625%
HK$40,779
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,880/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,240
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,320
−HK$1,094/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,650
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,406
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,756
−HK$1,372/mo
Today · 4.125%
HK$46,128
baseline
▲ 0.50% · 4.625%
HK$48,934
+HK$2,806/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,256/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,289
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,584
−HK$1,313/mo
Today · 4.125%
HK$50,897
baseline
▲ 0.50% · 4.625%
HK$53,580
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,794/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,640
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,215
−HK$1,601/mo
Today · 4.125%
HK$53,816
baseline
▲ 0.50% · 4.625%
HK$57,090
+HK$3,274/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,632/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,337
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,848
−HK$1,532/mo
Today · 4.125%
HK$59,380
baseline
▲ 0.50% · 4.625%
HK$62,510
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,760/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,109
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,134
−HK$2,058/mo
Today · 4.125%
HK$69,192
baseline
▲ 0.50% · 4.625%
HK$73,402
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,384/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,433
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,375
−HK$1,971/mo
Today · 4.125%
HK$76,346
baseline
▲ 0.50% · 4.625%
HK$80,370
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,692/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,860 · Scale 2, in force from 26 Feb 2026)