LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,173
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,298
−HK$1,143/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,781
+HK$2,340/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,242
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,095/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,408
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,758
−HK$1,372/mo
Today · 4.125%
HK$46,130
baseline
▲ 0.50% · 4.625%
HK$48,937
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,260/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,291
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,586
−HK$1,314/mo
Today · 4.125%
HK$50,900
baseline
▲ 0.50% · 4.625%
HK$53,583
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,800/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,642
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,218
−HK$1,600/mo
Today · 4.125%
HK$53,818
baseline
▲ 0.50% · 4.625%
HK$57,093
+HK$3,275/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$107,636/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,339
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,850
−HK$1,533/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,513
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.10M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,112
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,137
−HK$2,058/mo
Today · 4.125%
HK$69,195
baseline
▲ 0.50% · 4.625%
HK$73,405
+HK$4,210/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,390/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,436
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,379
−HK$1,970/mo
Today · 4.125%
HK$76,349
baseline
▲ 0.50% · 4.625%
HK$80,374
+HK$4,025/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,698/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,886 · Scale 2, in force from 26 Feb 2026)