LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,175
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,301
−HK$1,143/mo
Today · 4.125%
HK$38,444
baseline
▲ 0.50% · 4.625%
HK$40,783
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,888/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,245
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,324
−HK$1,095/mo
Today · 4.125%
HK$42,419
baseline
▲ 0.50% · 4.625%
HK$44,655
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,838/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,411
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,761
−HK$1,372/mo
Today · 4.125%
HK$46,133
baseline
▲ 0.50% · 4.625%
HK$48,940
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,266/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,294
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,589
−HK$1,314/mo
Today · 4.125%
HK$50,903
baseline
▲ 0.50% · 4.625%
HK$53,586
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,806/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,646
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,221
−HK$1,601/mo
Today · 4.125%
HK$53,822
baseline
▲ 0.50% · 4.625%
HK$57,097
+HK$3,275/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,644/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,343
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,854
−HK$1,533/mo
Today · 4.125%
HK$59,387
baseline
▲ 0.50% · 4.625%
HK$62,517
+HK$3,130/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,774/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,116
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,141
−HK$2,058/mo
Today · 4.125%
HK$69,199
baseline
▲ 0.50% · 4.625%
HK$73,410
+HK$4,211/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,398/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,441
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,384
−HK$1,971/mo
Today · 4.125%
HK$76,355
baseline
▲ 0.50% · 4.625%
HK$80,379
+HK$4,024/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,710/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,925 · Scale 2, in force from 26 Feb 2026)