LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,179
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,304
−HK$1,144/mo
Today · 4.125%
HK$38,448
baseline
▲ 0.50% · 4.625%
HK$40,787
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,896/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,249
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,328
−HK$1,095/mo
Today · 4.125%
HK$42,423
baseline
▲ 0.50% · 4.625%
HK$44,659
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,846/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,415
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,372/mo
Today · 4.125%
HK$46,137
baseline
▲ 0.50% · 4.625%
HK$48,944
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,274/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,298
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,314/mo
Today · 4.125%
HK$50,908
baseline
▲ 0.50% · 4.625%
HK$53,591
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,816/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,650
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,226
−HK$1,601/mo
Today · 4.125%
HK$53,827
baseline
▲ 0.50% · 4.625%
HK$57,102
+HK$3,275/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,654/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,348
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,859
−HK$1,533/mo
Today · 4.125%
HK$59,392
baseline
▲ 0.50% · 4.625%
HK$62,523
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,784/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,122
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,148
−HK$2,058/mo
Today · 4.125%
HK$69,206
baseline
▲ 0.50% · 4.625%
HK$73,417
+HK$4,211/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,412/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,448
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,391
−HK$1,971/mo
Today · 4.125%
HK$76,362
baseline
▲ 0.50% · 4.625%
HK$80,387
+HK$4,025/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,724/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,981 · Scale 2, in force from 26 Feb 2026)