LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,179
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,305
−HK$1,143/mo
Today · 4.125%
HK$38,448
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,340/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,896/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,249
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,329
−HK$1,095/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,415
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,766
−HK$1,372/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,945
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,299
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,314/mo
Today · 4.125%
HK$50,908
baseline
▲ 0.50% · 4.625%
HK$53,592
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,816/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,651
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,227
−HK$1,600/mo
Today · 4.125%
HK$53,827
baseline
▲ 0.50% · 4.625%
HK$57,103
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,654/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,349
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,860
−HK$1,533/mo
Today · 4.125%
HK$59,393
baseline
▲ 0.50% · 4.625%
HK$62,524
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,786/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,123
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,148
−HK$2,058/mo
Today · 4.125%
HK$69,206
baseline
▲ 0.50% · 4.625%
HK$73,418
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,412/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,448
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,391
−HK$1,972/mo
Today · 4.125%
HK$76,363
baseline
▲ 0.50% · 4.625%
HK$80,388
+HK$4,025/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,726/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,988 · Scale 2, in force from 26 Feb 2026)