LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,180
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,305
−HK$1,144/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,250
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,329
−HK$1,096/mo
Today · 4.125%
HK$42,425
baseline
▲ 0.50% · 4.625%
HK$44,661
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,850/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,416
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,767
−HK$1,372/mo
Today · 4.125%
HK$46,139
baseline
▲ 0.50% · 4.625%
HK$48,946
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,278/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,300
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,595
−HK$1,314/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$53,593
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,228
−HK$1,600/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$57,104
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,350
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,861
−HK$1,533/mo
Today · 4.125%
HK$59,394
baseline
▲ 0.50% · 4.625%
HK$62,525
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,788/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,124
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,150
−HK$2,058/mo
Today · 4.125%
HK$69,208
baseline
▲ 0.50% · 4.625%
HK$73,419
+HK$4,211/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,416/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,450
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,393
−HK$1,971/mo
Today · 4.125%
HK$76,364
baseline
▲ 0.50% · 4.625%
HK$80,389
+HK$4,025/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,728/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,000 · Scale 2, in force from 26 Feb 2026)