LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,182
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,307
−HK$1,143/mo
Today · 4.125%
HK$38,450
baseline
▲ 0.50% · 4.625%
HK$40,790
+HK$2,340/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,900/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,252
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,095/mo
Today · 4.125%
HK$42,426
baseline
▲ 0.50% · 4.625%
HK$44,663
+HK$2,237/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,852/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,418
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,768
−HK$1,373/mo
Today · 4.125%
HK$46,141
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,282/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,597
−HK$1,315/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$53,595
+HK$2,683/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,654
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,230
−HK$1,601/mo
Today · 4.125%
HK$53,831
baseline
▲ 0.50% · 4.625%
HK$57,106
+HK$3,275/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,662/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,352
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,864
−HK$1,533/mo
Today · 4.125%
HK$59,397
baseline
▲ 0.50% · 4.625%
HK$62,528
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,794/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,127
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,153
−HK$2,058/mo
Today · 4.125%
HK$69,211
baseline
▲ 0.50% · 4.625%
HK$73,422
+HK$4,211/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,422/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,453
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,396
−HK$1,971/mo
Today · 4.125%
HK$76,367
baseline
▲ 0.50% · 4.625%
HK$80,393
+HK$4,026/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,734/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,025 · Scale 2, in force from 26 Feb 2026)