LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,185
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,311
−HK$1,144/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,794
+HK$2,339/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,256
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,095/mo
Today · 4.125%
HK$42,431
baseline
▲ 0.50% · 4.625%
HK$44,667
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,862/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,773
−HK$1,373/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,953
+HK$2,807/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,307
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,603
−HK$1,314/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$53,601
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,235
−HK$1,601/mo
Today · 4.125%
HK$53,836
baseline
▲ 0.50% · 4.625%
HK$57,112
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,672/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,358
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,870
−HK$1,533/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$62,534
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,134
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,160
−HK$2,058/mo
Today · 4.125%
HK$69,218
baseline
▲ 0.50% · 4.625%
HK$73,430
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,436/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,461
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,404
−HK$1,972/mo
Today · 4.125%
HK$76,376
baseline
▲ 0.50% · 4.625%
HK$80,401
+HK$4,025/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,752/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,089 · Scale 2, in force from 26 Feb 2026)