LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,186
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,312
−HK$1,143/mo
Today · 4.125%
HK$38,455
baseline
▲ 0.50% · 4.625%
HK$40,795
+HK$2,340/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,910/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,257
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,096/mo
Today · 4.125%
HK$42,432
baseline
▲ 0.50% · 4.625%
HK$44,668
+HK$2,236/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,864/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,774
−HK$1,372/mo
Today · 4.125%
HK$46,146
baseline
▲ 0.50% · 4.625%
HK$48,954
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,292/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,308
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,603
−HK$1,315/mo
Today · 4.125%
HK$50,918
baseline
▲ 0.50% · 4.625%
HK$53,602
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,836/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,601/mo
Today · 4.125%
HK$53,837
baseline
▲ 0.50% · 4.625%
HK$57,113
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,674/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,359
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,871
−HK$1,533/mo
Today · 4.125%
HK$59,404
baseline
▲ 0.50% · 4.625%
HK$62,535
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,808/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,135
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,161
−HK$2,058/mo
Today · 4.125%
HK$69,219
baseline
▲ 0.50% · 4.625%
HK$73,431
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,438/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,462
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,405
−HK$1,972/mo
Today · 4.125%
HK$76,377
baseline
▲ 0.50% · 4.625%
HK$80,403
+HK$4,026/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,754/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,098 · Scale 2, in force from 26 Feb 2026)