LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,188
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$1,144/mo
Today · 4.125%
HK$38,457
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,340/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$76,914/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,258
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,095/mo
Today · 4.125%
HK$42,433
baseline
▲ 0.50% · 4.625%
HK$44,670
+HK$2,237/mo
Deposit HK$7.93M · loan HK$7.93M · min. income ≈ HK$84,866/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,425
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,372/mo
Today · 4.125%
HK$46,148
baseline
▲ 0.50% · 4.625%
HK$48,956
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,296/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,310
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,314/mo
Today · 4.125%
HK$50,920
baseline
▲ 0.50% · 4.625%
HK$53,604
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,840/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,663
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,602/mo
Today · 4.125%
HK$53,840
baseline
▲ 0.50% · 4.625%
HK$57,116
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,680/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,362
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,873
−HK$1,534/mo
Today · 4.125%
HK$59,407
baseline
▲ 0.50% · 4.625%
HK$62,538
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,814/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,138
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,164
−HK$2,058/mo
Today · 4.125%
HK$69,222
baseline
▲ 0.50% · 4.625%
HK$73,434
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,444/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,465
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,408
−HK$1,972/mo
Today · 4.125%
HK$76,380
baseline
▲ 0.50% · 4.625%
HK$80,406
+HK$4,026/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,760/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,124 · Scale 2, in force from 26 Feb 2026)