LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,188
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,314
−HK$1,143/mo
Today · 4.125%
HK$38,457
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,340/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,914/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,259
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,339
−HK$1,095/mo
Today · 4.125%
HK$42,434
baseline
▲ 0.50% · 4.625%
HK$44,671
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,868/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,426
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,777
−HK$1,372/mo
Today · 4.125%
HK$46,149
baseline
▲ 0.50% · 4.625%
HK$48,957
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,298/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,311
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,315/mo
Today · 4.125%
HK$50,921
baseline
▲ 0.50% · 4.625%
HK$53,605
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,842/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,663
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,239
−HK$1,601/mo
Today · 4.125%
HK$53,840
baseline
▲ 0.50% · 4.625%
HK$57,116
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,680/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,362
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,874
−HK$1,534/mo
Today · 4.125%
HK$59,408
baseline
▲ 0.50% · 4.625%
HK$62,539
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,816/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,139
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,165
−HK$2,058/mo
Today · 4.125%
HK$69,223
baseline
▲ 0.50% · 4.625%
HK$73,435
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,446/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,466
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,410
−HK$1,971/mo
Today · 4.125%
HK$76,381
baseline
▲ 0.50% · 4.625%
HK$80,407
+HK$4,026/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,762/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,133 · Scale 2, in force from 26 Feb 2026)