LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,191
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,317
−HK$1,144/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,340/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,262
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,342
−HK$1,096/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,429
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,780
−HK$1,373/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,315
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,314/mo
Today · 4.125%
HK$50,925
baseline
▲ 0.50% · 4.625%
HK$53,609
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,850/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,244
−HK$1,601/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$57,121
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,367
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,879
−HK$1,534/mo
Today · 4.125%
HK$59,413
baseline
▲ 0.50% · 4.625%
HK$62,544
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,826/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,144
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,171
−HK$2,058/mo
Today · 4.125%
HK$69,229
baseline
▲ 0.50% · 4.625%
HK$73,442
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,458/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,472
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,416
−HK$1,972/mo
Today · 4.125%
HK$76,388
baseline
▲ 0.50% · 4.625%
HK$80,414
+HK$4,026/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,776/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,184 · Scale 2, in force from 26 Feb 2026)