LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,191
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,317
−HK$1,144/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,340/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,342
−HK$1,096/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,781
−HK$1,372/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,315
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,314/mo
Today · 4.125%
HK$50,925
baseline
▲ 0.50% · 4.625%
HK$53,610
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,850/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,244
−HK$1,601/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$57,122
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,368
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,879
−HK$1,534/mo
Today · 4.125%
HK$59,413
baseline
▲ 0.50% · 4.625%
HK$62,545
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,826/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,145
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,171
−HK$2,059/mo
Today · 4.125%
HK$69,230
baseline
▲ 0.50% · 4.625%
HK$73,442
+HK$4,212/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,460/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,473
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,416
−HK$1,972/mo
Today · 4.125%
HK$76,388
baseline
▲ 0.50% · 4.625%
HK$80,415
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,776/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,188 · Scale 2, in force from 26 Feb 2026)