LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,192
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$1,143/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,095/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,781
−HK$1,373/mo
Today · 4.125%
HK$46,154
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,308/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,316
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,315/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$53,610
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,669
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,245
−HK$1,601/mo
Today · 4.125%
HK$53,846
baseline
▲ 0.50% · 4.625%
HK$57,122
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,692/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,368
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,880
−HK$1,534/mo
Today · 4.125%
HK$59,414
baseline
▲ 0.50% · 4.625%
HK$62,545
+HK$3,131/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,828/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,145
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,172
−HK$2,058/mo
Today · 4.125%
HK$69,230
baseline
▲ 0.50% · 4.625%
HK$73,443
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$138,460/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,473
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,417
−HK$1,972/mo
Today · 4.125%
HK$76,389
baseline
▲ 0.50% · 4.625%
HK$80,416
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.28M · min. income ≈ HK$152,778/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,194 · Scale 2, in force from 26 Feb 2026)