LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,194
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$1,143/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,096/mo
Today · 4.125%
HK$42,441
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,882/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,784
−HK$1,372/mo
Today · 4.125%
HK$46,156
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,312/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,318
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,614
−HK$1,315/mo
Today · 4.125%
HK$50,929
baseline
▲ 0.50% · 4.625%
HK$53,613
+HK$2,684/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,858/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,247
−HK$1,602/mo
Today · 4.125%
HK$53,849
baseline
▲ 0.50% · 4.625%
HK$57,125
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,698/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,371
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,883
−HK$1,534/mo
Today · 4.125%
HK$59,417
baseline
▲ 0.50% · 4.625%
HK$62,549
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,834/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,149
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,175
−HK$2,059/mo
Today · 4.125%
HK$69,234
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,468/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,477
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,421
−HK$1,972/mo
Today · 4.125%
HK$76,393
baseline
▲ 0.50% · 4.625%
HK$80,420
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,786/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,226 · Scale 2, in force from 26 Feb 2026)