LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,194
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$1,144/mo
Today · 4.125%
HK$38,464
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,340/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,928/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,266
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,096/mo
Today · 4.125%
HK$42,441
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,882/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,784
−HK$1,373/mo
Today · 4.125%
HK$46,157
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,314/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,319
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,615
−HK$1,314/mo
Today · 4.125%
HK$50,929
baseline
▲ 0.50% · 4.625%
HK$53,614
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,858/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,672
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,248
−HK$1,601/mo
Today · 4.125%
HK$53,849
baseline
▲ 0.50% · 4.625%
HK$57,126
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,698/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,372
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,884
−HK$1,533/mo
Today · 4.125%
HK$59,417
baseline
▲ 0.50% · 4.625%
HK$62,549
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,834/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,149
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,176
−HK$2,059/mo
Today · 4.125%
HK$69,235
baseline
▲ 0.50% · 4.625%
HK$73,448
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,470/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,478
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,422
−HK$1,972/mo
Today · 4.125%
HK$76,394
baseline
▲ 0.50% · 4.625%
HK$80,421
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,788/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,231 · Scale 2, in force from 26 Feb 2026)