LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,196
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$1,143/mo
Today · 4.125%
HK$38,465
baseline
▲ 0.50% · 4.625%
HK$40,806
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,930/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,267
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,096/mo
Today · 4.125%
HK$42,443
baseline
▲ 0.50% · 4.625%
HK$44,680
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,886/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,435
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,786
−HK$1,373/mo
Today · 4.125%
HK$46,159
baseline
▲ 0.50% · 4.625%
HK$48,967
+HK$2,808/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,318/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,321
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,314/mo
Today · 4.125%
HK$50,931
baseline
▲ 0.50% · 4.625%
HK$53,616
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,862/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,674
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,250
−HK$1,602/mo
Today · 4.125%
HK$53,852
baseline
▲ 0.50% · 4.625%
HK$57,128
+HK$3,276/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,704/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,374
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,534/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$62,552
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,152
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,179
−HK$2,059/mo
Today · 4.125%
HK$69,238
baseline
▲ 0.50% · 4.625%
HK$73,451
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,476/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,481
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,425
−HK$1,972/mo
Today · 4.125%
HK$76,397
baseline
▲ 0.50% · 4.625%
HK$80,424
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,794/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,257 · Scale 2, in force from 26 Feb 2026)