LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,197
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$1,144/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,096/mo
Today · 4.125%
HK$42,445
baseline
▲ 0.50% · 4.625%
HK$44,682
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,890/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,437
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,788
−HK$1,373/mo
Today · 4.125%
HK$46,161
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,322/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,323
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,619
−HK$1,315/mo
Today · 4.125%
HK$50,934
baseline
▲ 0.50% · 4.625%
HK$53,619
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,868/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,676
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,253
−HK$1,601/mo
Today · 4.125%
HK$53,854
baseline
▲ 0.50% · 4.625%
HK$57,131
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,708/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,377
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,889
−HK$1,534/mo
Today · 4.125%
HK$59,423
baseline
▲ 0.50% · 4.625%
HK$62,555
+HK$3,132/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,846/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,155
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,182
−HK$2,059/mo
Today · 4.125%
HK$69,241
baseline
▲ 0.50% · 4.625%
HK$73,454
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,482/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,485
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,429
−HK$1,972/mo
Today · 4.125%
HK$76,401
baseline
▲ 0.50% · 4.625%
HK$80,428
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,802/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,287 · Scale 2, in force from 26 Feb 2026)