LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,198
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$1,144/mo
Today · 4.125%
HK$38,468
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,936/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,096/mo
Today · 4.125%
HK$42,446
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,237/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,892/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,438
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,789
−HK$1,373/mo
Today · 4.125%
HK$46,162
baseline
▲ 0.50% · 4.625%
HK$48,971
+HK$2,809/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$92,324/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,324
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,315/mo
Today · 4.125%
HK$50,935
baseline
▲ 0.50% · 4.625%
HK$53,620
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.52M · min. income ≈ HK$101,870/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,678
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,254
−HK$1,602/mo
Today · 4.125%
HK$53,856
baseline
▲ 0.50% · 4.625%
HK$57,133
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,712/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,378
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,890
−HK$1,534/mo
Today · 4.125%
HK$59,424
baseline
▲ 0.50% · 4.625%
HK$62,557
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,848/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,157
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$2,059/mo
Today · 4.125%
HK$69,243
baseline
▲ 0.50% · 4.625%
HK$73,456
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,486/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,486
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,430
−HK$1,973/mo
Today · 4.125%
HK$76,403
baseline
▲ 0.50% · 4.625%
HK$80,430
+HK$4,027/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,806/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,300 · Scale 2, in force from 26 Feb 2026)