LTV · monthly repayment
▼ 0.50% · 3.625%
HK$361,994
−HK$22,701/mo
▼ 0.25% · 3.875%
HK$373,254
−HK$11,441/mo
Today · 4.125%
HK$384,695
baseline
▲ 0.50% · 4.625%
HK$408,102
+HK$23,407/mo
Deposit HK$79.38M · loan HK$79.38M · min. income ≈ HK$769,390/mo (50% DSR)
Upfront cash ≈ HK$89.69M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,715
−HK$21,758/mo
▼ 0.25% · 3.875%
HK$413,516
−HK$10,957/mo
Today · 4.125%
HK$424,473
baseline
▲ 0.50% · 4.625%
HK$446,847
+HK$22,374/mo
Deposit HK$79.38M · loan HK$79.38M · min. income ≈ HK$848,946/mo (50% DSR)
Upfront cash ≈ HK$89.69M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,393
−HK$27,240/mo
▼ 0.25% · 3.875%
HK$447,905
−HK$13,728/mo
Today · 4.125%
HK$461,633
baseline
▲ 0.50% · 4.625%
HK$489,723
+HK$28,090/mo
Deposit HK$63.50M · loan HK$95.25M · min. income ≈ HK$923,266/mo (50% DSR)
Upfront cash ≈ HK$73.82M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$483,258
−HK$26,109/mo
▼ 0.25% · 3.875%
HK$496,219
−HK$13,148/mo
Today · 4.125%
HK$509,367
baseline
▲ 0.50% · 4.625%
HK$536,216
+HK$26,849/mo
Deposit HK$63.50M · loan HK$95.25M · min. income ≈ HK$1,018,734/mo (50% DSR)
Upfront cash ≈ HK$73.82M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$506,792
−HK$31,780/mo
▼ 0.25% · 3.875%
HK$522,556
−HK$16,016/mo
Today · 4.125%
HK$538,572
baseline
▲ 0.50% · 4.625%
HK$571,343
+HK$32,771/mo
Deposit HK$47.63M · loan HK$111.13M · min. income ≈ HK$1,077,144/mo (50% DSR)
Upfront cash ≈ HK$57.94M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$563,801
−HK$30,461/mo
▼ 0.25% · 3.875%
HK$578,922
−HK$15,340/mo
Today · 4.125%
HK$594,262
baseline
▲ 0.50% · 4.625%
HK$625,586
+HK$31,324/mo
Deposit HK$47.63M · loan HK$111.13M · min. income ≈ HK$1,188,524/mo (50% DSR)
Upfront cash ≈ HK$57.94M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$651,590
−HK$40,860/mo
▼ 0.25% · 3.875%
HK$671,858
−HK$20,592/mo
Today · 4.125%
HK$692,450
baseline
▲ 0.50% · 4.625%
HK$734,584
+HK$42,134/mo
Deposit HK$15.88M · loan HK$142.88M · min. income ≈ HK$1,384,900/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$724,887
−HK$39,164/mo
▼ 0.25% · 3.875%
HK$744,328
−HK$19,723/mo
Today · 4.125%
HK$764,051
baseline
▲ 0.50% · 4.625%
HK$804,325
+HK$40,274/mo
Deposit HK$15.88M · loan HK$142.88M · min. income ≈ HK$1,528,102/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$10,318,854 · Scale 2, in force from 26 Feb 2026)