LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,202
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,328
−HK$1,144/mo
Today · 4.125%
HK$38,472
baseline
▲ 0.50% · 4.625%
HK$40,813
+HK$2,341/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$76,944/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,274
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,354
−HK$1,096/mo
Today · 4.125%
HK$42,450
baseline
▲ 0.50% · 4.625%
HK$44,688
+HK$2,238/mo
Deposit HK$7.94M · loan HK$7.94M · min. income ≈ HK$84,900/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,442
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,372/mo
Today · 4.125%
HK$46,166
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,810/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$92,332/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,329
−HK$2,611/mo
▼ 0.25% · 3.875%
HK$49,625
−HK$1,315/mo
Today · 4.125%
HK$50,940
baseline
▲ 0.50% · 4.625%
HK$53,625
+HK$2,685/mo
Deposit HK$6.35M · loan HK$9.53M · min. income ≈ HK$101,880/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,683
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,259
−HK$1,602/mo
Today · 4.125%
HK$53,861
baseline
▲ 0.50% · 4.625%
HK$57,138
+HK$3,277/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$107,722/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,384
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,896
−HK$1,534/mo
Today · 4.125%
HK$59,430
baseline
▲ 0.50% · 4.625%
HK$62,563
+HK$3,133/mo
Deposit HK$4.76M · loan HK$11.11M · min. income ≈ HK$118,860/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,163
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$2,060/mo
Today · 4.125%
HK$69,250
baseline
▲ 0.50% · 4.625%
HK$73,463
+HK$4,213/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$138,500/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,494
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,438
−HK$1,972/mo
Today · 4.125%
HK$76,410
baseline
▲ 0.50% · 4.625%
HK$80,438
+HK$4,028/mo
Deposit HK$1.59M · loan HK$14.29M · min. income ≈ HK$152,820/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$595,359 · Scale 2, in force from 26 Feb 2026)